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Ingredients of an excellent fico score
Tips to Increase Your Own Fico Score
Make Your Payments On Time But Have A Pattern. Make your payments the same date every month or the same week.
Every Payment You Make On Time Is 1 Point. Make Multiple Payments Before Your Due Date On Credit/Department Store cards Only.
Report New Accounts With The Credit Bureaus.
Authorized/Join Accounts Help Increase Fico Score.
Go To Your Local Bank And Get A Secure Loan With Your Own Money. You Can Do This With 3 Different Banks. They Always Report With The Three Credit Bureaus.
If You Going To Open New Credit, Make Sure You Obtain Credit On Something That You Will Be Using And Paying Constantly Such As Gas Cards, Home Depot, Or Your Favorite Store. Luxury Credit Such as Jewerly or Time Shares are not recommendable.
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